Frequently asked questions

No. There is no fee, no subscription, and no deposit. Entries are always free, and there is no way to pay us.

No. You spend normally on a card you already use; you never spend extra. You can also enter free by mail - see free entry.

Winsome is part of a consumer data panel. We earn from anonymized, aggregated spending insights. We will never sell your personally identifiable information. We won't sign you up for any email lists or 3rd parties like other sweepstakes. There is no fee and no way to pay us.

No. Winsome connects read-only through Plaid. We can see transaction activity to confirm your account is active, but we can never move, hold, or withdraw funds.

No. You sign in to your bank through Plaid, not Winsome. We never see or store your bank username or password.

Plaid is the same secure connection service used by thousands of finance apps. The link is read-only, and you can unlink at any time.

US residents 21 and older, excluding Florida and New York at launch. Void where prohibited. See the Official Rules.

Sweepstakes rules vary by state. We've excluded Florida and New York at launch while we finalize compliance there. This may change over time.

Each week, Winsome awards $1,750 in prizes across 31 winners:

• The Grand - $1,000 (1 winner)
• Fast Fifty - $50 (5 winners)
• Twenty Club - $20 (25 winners)

To earn entries each week, your linked account needs to show real, everyday use: at least 5 transactions across 5 different stores, vendors, or bills within the last 30 days. This simply confirms the account is a real one you actually use, not one linked and left empty. Keep using your card the way you normally would and you'll stay active and keep earning.

We check your account for qualifying activity every few hours, so entries aren't always instant. As soon as you meet the requirement, that week's entries are added automatically; if you just qualified, please give it a few hours to update. Once your entries are in for the week, they're set, and we begin checking again at the start of the next weekly cycle.

Yes. When someone joins with your referral, you earn 50 entries and they earn 10, awarded once they link a bank and become active (the same activity check described above: 5 transactions across 5 different stores, vendors, or bills within 30 days). This keeps referrals tied to real, everyday users. Until your friend links a bank and qualifies, neither of you receives the bonus, and if their account never meets the activity requirement, the one-time bonus isn't awarded. As soon as they link and qualify, both bonuses are added automatically.

Each active account earns weekly entries into Thursday's drawing. Winners are selected by an auditable random draw that is sealed before results are announced.

Prizes are drawn every Thursday and paid via Virtual Visa through Tremendous. You will receive the Virtual Visa over email to the email you signed up with in-app. For larger cumulative winnings, a W-9 may be required at the IRS reporting threshold.

No. Winners are shown by username only. Your real name is never published.

Account details you provide and read-only spending activity through Plaid (transactions, accounts, and categories) used to confirm active accounts and power anonymized panel insights. See the Privacy Policy.

No. Panel insights are aggregated and de-identified. Winners are shown publicly by username only - never your real name.

Yes. There is always a free mail-in method with equal odds - no purchase or account necessary. See free entry.

Yes. Mail-in entries go into the same weekly drawing as in-app entries. Each qualifying postcard earns the number of entries posted for that Entry Period on the free entry page.